Direct
Handled by users- Quotation
- Policy
- Endorsements
- Premium collection · Refund
- Claims · Advances · Payment
BSSI Core
A next-generation insurance core system
Standardised processes, unified technology and automated data processing — giving non-life insurers an absolute competitive edge through deeper understanding and better service of their customers.
Architecture
International reference architecture, realised the Vietnamese way
Referencing KPMG's Fat Core model: the core provides most subsystems and functions an insurer needs — from the data layer, supporting operations and core insurance business to integration and customer relationship management.
Experience layer
Customer care, insurance officers, agents — brokers — collaborators, partners, customers, system administration. Omni-channel distribution: Portal, Mobile App, Website, other presentation tools (IoT).
Portal Mobile App Website IoT
Products & microservices
Microservices organised by sales channel and product: health — accident, motor liability, property all-risk, engineering, liability, marine hull, import-export cargo…
By channel By product Independent scaling
Line-of-business data
One database per line: personal lines, motor, property, engineering, liability, marine, cargo… — deep specialisation, risk isolation, performance.
DB per line Isolation Performance
Consolidation & warehouse
A consolidated database area unifies line data; ETL feeds a data warehouse organised by business group, customer group and subject group.
Consolidated DB ETL Data warehouse
Analytics & exploitation
Analytics dashboards, mandatory MoF reports, consolidated P&L, custom reports — on a machine-learning and AI foundation.
Dashboards Regulatory reports AI/ML
Integration & sharing
An integration and data-sharing platform with a data dictionary: garages/showrooms, banks, tax authority, e-invoicing, digital signatures, payment gateways and other systems.
API Banks Tax Payment gateways
Business workflow
Direct → Reinsurance → Accounting: automated end to end
Users handle the direct business; the system takes care of the rest — facultative offers, treaty reinsurance, transaction aggregation, reconciliation, reinsurance receivables and payments.
Reinsurance
Processed automatically- Fac. offers · Fac. placement
- Treaty — accumulation, cession rates
- RI endorsements · Premium · Refund
- Aggregation · Reconciliation
- Claim transactions · Advances
Accounting
Processed automatically- RI receivables
- RI settlement
- Advances
- Automatic double-entry posting
- Instant reports
10 highlights
What makes BSSI Core different
Scroll through all 10 →
Full workflow
Closed loop from quotation to claims and accounting
Full lines of business
Complete non-life insurance operations
Automatic reinsurance
Treaty and facultative processed hands-free
Automatic double-entry
Every transaction posts precise entries instantly
Product definition
Composite products: benefits, premium %, claim control
Declarative hierarchy & permissions
Flexible yet strict by level and role
Declarative business schemes
Configure commercial mechanisms without code changes
System-wide customer rating
Manage and evaluate customers across the system
Soft data fields
Govern data fields without system upgrades
20-second reports
Consolidated reports generated in 20 seconds
01 / 10
Value delivered
The value of a core business system
- Unified, end-to-end, complete insurance business governance across all operations
- Closed business cycles optimised through automation
- Expansion flexibility without disrupting business operations
- Ready for effective data analysis and exploitation for every audience group
- Optimised system performance: processing and data retrieval speed
- Flexible, strict user hierarchy by level and role
- Versatile utilities: ready-made and dynamic reports, omni-channel sales, multi-method payments
Deployment model
Flexible and economical
8–12
months to deploy
Depending on system scale — well ahead of typical core projects.
2
infrastructure options
On-premise or cloud: SaaS, private cloud, managed service.
∞
cost options
Licence-based pricing; lean operations with an accompanying technical service.
Want to see BSSI Core in action?
The BSSI team is ready to demo live, on your company's own business cases.
Request a demo